Tata AIA Life Insurance Sampoorna Raksha

Minimum Entry Age	18 years
Maximum Entry Age	For Regular Pay - 70 years For Limited 5 Pay– 70 years For Limited 10 Pay – 65 years
Minimum Maturity Age	28 years
Maximum Maturity Age	80 years

Regular Pay/ Limited 5 Pay: 10 to 40 years

Limited 10 Pay: 15 to 40 years

Limited 5 Pay or 10 Pay

Regular Pay

Premiums can be paid monthly, quarterly, half-yearly or annually

 

Minimum ₹50,00,000 and in multiples of ₹100,000 thereafter

Flexibility to choose from 4 Death Benefit options:

Option 1 - Lump Sum benefit on Death.

Option 2 - Lump Sum benefit on Death & Monthly Income for next 10 years

Option 3 - Enhanced Sum Assured as Lump Sum benefit on Death

Option 4 - Enhanced Sum Assured as Lump Sum benefit on Death & Monthly Income for next 10 years

Sum Assured on Death for Option 1 & 2:

10 times the Annualised Premium

105% of all the Premiums Paid (excluding the underwriting extra premiums and modal loading), as on the date of death

Absolute amount assured to be paid on death

Minimum Guaranteed Sum Assured on Maturity

Sum Assured on Death for Option 3 & 4:

Basic Sum Assured increases by a simple rate of 5% per annum up to the time of death, subject to maximum of 200% of Basic Sum Assured

The nominee shall receive a monthly income equal to 1% of Basic Sum Assured chosen

Monthly income is paid for 10 years beginning with the next monthly anniversary following the date of death

Get tax benefits under 80C and 10(10D) of the Income Tax Act, 1961

Enhance your protection with optional riders

Lower premiums rates for non-smokers and female lives

Large Sum Assured discount for higher coverage